KredScore Credit Intelligence
Personal & Business Lending

Loans Made Easy, at Every Stage of Life

Get funded in as little as 24 hours, with rates tailored to your credit profile. No hidden fees, no paperwork headaches — just a straightforward path to the money you need.

For Business Owners

Small Business Loans

Financing that flexes with your revenue, not a rigid repayment template.

Working capital, equipment financing, or expansion funding — sized to your business, not a one-size-fits-all product built for someone else's cash flow.

Chat with
an Expert
Overview
We look at your actual business performance, not just a credit score in isolation — so approval decisions reflect how your business really runs.

Everything you need to build better credit

About

Why Choose KredScore

01
Easy Application
Apply in under five minutes from any device, no paperwork required.
02
Apply Online
Upload documents securely and track your application in real time.
03
Choose Your Rate
Compare offers from multiple lenders and pick what fits your budget.
04
Get Funded
Funds are deposited directly to your account, often within 24 hours.
Ready when you are

Most applicants get a decision the same day they apply, with no impact on their credit score just for checking their rate.

Monitor Status
Track your application from submission to funding, in real time.
Flexible Duration
Choose a repayment term from 6 months up to 7 years.
Instalment Options
Set up auto-pay and split repayments into equal instalments.
Expert Guidance
Talk to a loan officer any time you have a question, free of charge.

Every Kind of Loan

Find the Right Loan for You

Whether you're consolidating debt or funding a big life event, we have a loan product built for it.

KredScore Small Loan Services

A closer look at three of our most-requested loan types — with a real person to talk to if you'd rather not fill out a form first.

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Appointment

Our Specialties

Three loan types our team handles most often — each with its own approval criteria and typical turnaround time.

Business

Working capital and expansion funding built around your business's real cash flow.

Auto

Competitive rates on new and used vehicle financing, decided in minutes.

Learn More ›
Short Term

Bridge financing for expenses that can't wait for a longer approval cycle.

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Talk to a Loan Officer

Not sure which loan type fits your situation? Schedule a free call with one of our loan officers — no obligation, and it won't affect your credit score.

Plan Ahead

See Your Estimated EMI

Drag the sliders to estimate your monthly payment — this is a quick planning tool, not a final offer.

Loan Amount₹5,00,000
Tenure (Years)5 yrs
Interest Rate10.5%
Estimated Monthly EMI
₹10,748
₹5.0L
Principal
₹1.4L
Total Interest
₹6.4L
Total Payable

Repayments, Made Effortless

Link any card or bank account and let autopay handle the rest. Get reminders before every due date, and see your full repayment schedule in one dashboard.

Trusted Nationwide
Helping people and businesses borrow with confidence.
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Instant Cash in your account
₹10,00,000
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Get the KredScore App

🏆Get your credit score worth ₹1,200 absolutely free.
💳Access exclusive pre-approved offers based on your profile.
Higher approval odds every time you apply for a loan or card.
🎁Get assured rewards on every transaction.

What Borrowers Say

Real People, Real Loans

Ready to see your rate?
Checking your rate takes two minutes and never affects your credit score.