Does checking CIBIL score affect it?

No. Checking your CIBIL score on KredScore.in is a 'soft enquiry' and does not affect your credit score. Only 'hard enquiries' (when a lender checks your score for a loan/card application) can impact your score.

How to check CIBIL score free on KredScore?

Step 1: Enter your name, mobile number and email. Step 2: Verify your identity with your PAN and date of birth. Step 3: View your CIBIL score instantly at no charge. The entire process takes less than 2 minutes.

What is a good CIBIL score in India?

A CIBIL score of 750 and above is considered good in India and makes you eligible for premium credit cards and loans at lower interest rates. Scores between 700-749 are considered fair. Scores below 650 may make it difficult to get credit.

Is KredScore affiliated with TransUnion CIBIL?

No. KredScore.in is an independent financial comparison platform. We are not affiliated with TransUnion CIBIL Limited or any bank. We access credit bureau data on your behalf as your authorised agent.

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Your Credit Score

Updated on 20 May 2024

0 +

Excellent

Payment History

98%

Excellent

Credit Utilization

32%

Good

Credit Age

4.2 Yrs

Good

Total Accounts

Good

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Understand Your Score Range

300 – 579

Poor

Needs Improvement

580 – 669

Fair

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670 – 739

Good

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740 – 799

Very Good

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800 – 900

Excellent

Excellent Score

curl -X GET "https://api.kredscore.com/v1/score" \
  -H "Authorization: Bearer YOUR_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "pan": "ABCDE1234F",
    "dob": "1990-01-01"
  }'

{
  "status": "success",
  "data": {
    "score": 750,
    "grade": "Excellent",
    "report_url": "https://.../report.pdf"
  }
}

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API Endpoint

https://api.kredscore.com/v1/score

Response Format

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