Verify your mobile number once, and your CIBIL score pulls in automatically. From there you can also view Experian, Equifax, and CRIF Highmark side by side.
No. Every score you see through KredScore is a soft enquiry, which lenders never see and which never affects your score.
Your reading refreshes every 30 days automatically, at no cost.
Each bureau — CIBIL, Experian, Equifax, and CRIF Highmark — calculates slightly differently from the same underlying data, so small gaps between them are normal, not a red flag.
Yes — generate a full PDF report anytime from the Download Report button, free, ready to save or share.
Generally 750 and above is considered very good to excellent, 650–749 is good, and below 650 gives lenders more reason to ask questions.
Never. Self-checks are soft enquiries and are invisible to both lenders and score models.
Most positive changes — like lower utilisation or an on-time payment — start reflecting within one to two refresh cycles.
Raise it directly with the bureau from Report Insights — valid disputes are typically corrected within 30 days.
The score is one number; the full report breaks down every factor behind it — accounts, enquiries, payment history, and more.
Yes — Report Insights breaks down payment history, utilisation, enquiries, and credit age individually, with plain-language notes on each.
Any time a lender checks your file for a loan or card application — too many in a short window can read as risk to future lenders.
A full PDF covering your score across all four bureaus, score-factor insights, and your account/enquiry history — free, no plan required.
Yes — sensitive identifiers are encrypted and masked everywhere they appear on your dashboard.
Yes, anytime, from Personal Details on your Profile page.
Yes, permanently, from your Profile page — it removes your data and ends any active plan immediately, and you won't be able to log back into it afterward.
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